Calculate your complete Shopify costs including subscription, transaction fees, and payment processing. Compare plans and discover ways to reduce your expenses.
Fill out the form on the left to see your estimated Shopify costs and compare plans.
Monthly platform cost varies by plan: Basic ($39), Shopify ($79), or Advanced ($399). Save 25% with annual billing.
Charged only when using third-party payment gateways: 2% (Basic), 1% (Shopify), 0.6% (Advanced). Waived with Shopify Payments.
Online credit card rates: 2.9% + 30¢ (Basic), 2.7% + 30¢ (Shopify), 2.5% + 30¢ (Advanced). Lower rates for in-person transactions.
International fees (1.5-2%), currency conversion charges, third-party apps ($10-$300/mo), domain registration ($11-16/year).
Eliminate transaction fees entirely by using Shopify Payments instead of third-party gateways. This alone can save 0.6-2% on every sale.
Save 25% on your subscription by choosing annual billing. That's $117/year on Basic, $237/year on Shopify, and $1,197/year on Advanced.
Advanced plan has lower processing fees (2.5% vs 2.9%), which pays for itself at $30K+/month revenue. Calculate your breakeven point above.
Review apps monthly and remove unused ones. Many stores pay $200-500/month for apps they barely use. Look for free alternatives or consolidated solutions.
If possible, use local payment processors for international markets to avoid 1.5-2% currency conversion fees. Consider Shopify's Markets feature.
High-volume stores ($100K+/month) can contact Shopify support to negotiate lower processing rates. Shopify Plus offers custom rates.
In-person rates (2.5-2.6% + 10¢) are lower than online rates. If you have retail locations, encourage customers to buy in-store.
Since processing fees have a flat 30¢ component, higher order values mean lower effective rates. Use upsells, bundles, and free shipping thresholds.
| Feature | Basic | Shopify | Advanced |
|---|---|---|---|
| Monthly Price | $39/mo | $79/mo | $399/mo |
| Annual Price (save 25%) | $29/mo | $59/mo | $299/mo |
| Online Credit Card Rate | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ |
| In-Person Rate | 2.6% + 10¢ | 2.5% + 10¢ | 2.4% + 10¢ |
| Transaction Fee (3rd party) | 2% | 1% | 0.6% |
| Staff Accounts | 2 | 5 | 15 |
| Best For | New stores | Growing stores | $30K+/mo revenue |
Note: All rates shown are for Shopify Payments in the US. International rates may vary.
Transaction fees are charges applied when you use a third-party payment gateway instead of Shopify Payments. They range from 0.6% to 2% depending on your plan. If you use Shopify Payments, these fees are completely waived.
With Shopify Payments, Shopify takes 2.5-2.9% + 30¢ per online transaction depending on your plan. There are no additional transaction fees. With third-party payment processors, you'll also pay 0.6-2% transaction fees plus whatever your payment processor charges.
Shopify Basic is perfect for new stores or those doing less than $10,000/month. The higher processing fees (2.9% vs 2.7%) cost you an extra $20-40 per $10K revenue. Upgrade to Shopify plan when you consistently exceed $10K/month, or Advanced at $30K+/month for maximum savings.
Beyond subscription and processing fees, watch for: third-party app costs ($50-300/mo average), premium themes ($180-350 one-time), domain registration ($11-16/year), international transaction fees (1.5-2%), and chargeback fees ($15 per dispute).
Monthly subscription fees are generally fixed, but high-volume stores can contact Shopify support to negotiate lower payment processing rates. Shopify Plus customers (starting at $2,000/month) get custom pricing and lower transaction rates, typically around 2.15% + 30¢.
Yes, if you use PayPal or any third-party payment gateway, Shopify charges transaction fees: 2% on Basic, 1% on Shopify plan, and 0.6% on Advanced. You'll also pay PayPal's fees (around 2.9% + 30¢), making it more expensive than using Shopify Payments alone.
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